Oyewumi H. K., Abdulsalam S. T., Mohammed F., Peters F.F and Araoye F.E. (2026) “The Impact of Individual Morality and Professional Ethics on Fraud Tendency: A Cross-Sectional Survey of Professional Accounting Students in Nigeria”., Journal of Accounting, Finance, and Contemporary Management Research , 3(1), pp. 100–116. Available at: https://jafacomar.lautech.edu.ng/index.php/jafacomar/article/view/49 (Accessed: 1 November 2026).