BAMIGBOYE Omololu Adex, OLATUNJI Ibrahim Gbenga, SALIMON Akeem Isola, and ADENLE Oluwatimileyin Esther, “Impact of Information and Communication Technology on Effective Financial Management: Experience from Nigerian Small and Medium Enterprises”, JAFACOMAR, vol. 1, no. 2, pp. 116–135, Feb. 2025.